Moneta Kamberi
Buying an apartment is one of the most important financial decisions in any individual’s life. But, in Albania, this process is often accompanied by uncertainty, fraud and unclear documentation. In many cases, buyers end up disappointed or financially damaged, simply because they did not have the right legal advice.
This guide explains why it is essential to involve a lawyer in the purchase of a property, and how he can help you avoid serious risks.
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🔹 1. Verification of ownership – documentation is not always clean
Many apartments on the market, especially those built a few years ago, have:
Problems with the title of ownership
Unregistered mortgages
Conflicts with co-owners, open inheritances or missing papers
A lawyer can verify:
The property card in the Mortgage
If the property is free of liens
If the seller has the legal right to sell it
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🔹 2. Protection from fraud with “down payment” or fake contracts
There are many cases when buyers give a deposit or sign simple contracts without a notary, and then lose money because:
The builder does not have a license
The property was promised to several people
The firm no longer exists or is in bankruptcy
The lawyer makes sure that the preliminary or final contract is in accordance with the law and has protective clauses for you.
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🔹 3. Checking the legal status of the building
Especially in Tirana and urban areas, many buildings:
Were built without a regular building permit
Are in the process of legalization or have problems with the certificate of approval
Are located on state land, at risk of demolition
A lawyer carries out verifications at institutions such as the Municipality, ALUIZNI, Cadastre, Mortgage and gives you a real overview of the legal status of the building.
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🔹 4. Representation in the signing and registration process
In many cases, the buyer signs contracts without understanding the legal terminology. Lawyer:
Prepares or reviews notarial contracts
Ensures that payment is made securely (e.g. with a blocked account or specified conditions)
Follows the registration of the contract in the Mortgage, which is the final step to officially being the owner
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🔹 5. Prevents loss of money and legal conflicts
Better an hour with a lawyer before the purchase, than years in the courts after it.
A small mistake in a contract, an inaccuracy in the data, or a violation in the procedure, can cost you:
Loss of investment
Non-recognition of ownership
Delay in registration
Legal conflicts that last for years
In a market where informality and dubious practices are still widespread, the help of a lawyer is not a luxury, but a necessity.
If you are in the process of buying an apartment, do not hesitate to seek professional legal advice before any decision. The lawyer is the only one who protects your interest impartially and with full legal support.
Contact our lawyers for legal consultations at +355686042370 viber/whatsapp
sherbime.ligjore2009@gmail.com
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